How We Can Serve You


Life insurance can be complex, and needs can change over time. We can help with one-time policy questions and consulting to on-going policy monitoring and complex management and support. Our proven-effective process serves as a guide for these services:


Second Opinion

If you simply need a second-look at your life insurance policy or a secondary opinion for consultative review, we can provide a comprehensive review and analysis of your life insurance policy – including recommendations for potential changes.

Policy Consulting

We guide and strategically advise on all aspects of inforce life insurance policies through a proven process that includes technical analysis, policy forensics, industry benchmarking, and more.

Ongoing Monitoring & Consulting

We partner with Proformex, a secure online portal for streamlined data collection and current policy monitoring based on pre-set tracking points, to continually monitor your policy.

Fiduciary Support

Our ongoing proven process of analysis and advisory services leads to advocacy – supporting fiduciaries and policyholders alike. We've built a time-tested framework for the ongoing support and protection for fiduciaries managing life insurance policies.

Life Settlement Evaluations

Our unique positioning and experience in the marketplace allows us to provide premier industry-leading efficient life settlement evaluations. Our proven process for advisory and consulting services allows for a fair and honest evaluation.


 

Potential Outcomes


We help guide you through the ‘ifs’ and arrive at an answer. Here are a few of the possible outcomes that may result from our policy evaluation and consulting:


Policy Restructure

Policy Restructure

Creating a new policy from your existing policy may present a more desirable result based on market conditions, current health status, and the policy holder’s evolving goals.

Policy Modification

Policy Modification

In many cases, modifying the current policy is the best course of action. Reduced premiums, reduced death benefit, or changes in the dividend option are all viable modifications to make your policy work for you. Having a strong understanding of your current policy is the first step in any analysis.

Additional Coverage

Additional Coverage

If we identify gaps in the policy, we can recommend the optimal amount of additional coverage and current products available to protect you and your peace of mind.

Surrender or Sale of Policy

Surrender or Sale of Policy

In certain scenarios, it may be best to surrender or sell the policy. inForce Insights will ensure that we give you all of your options to maximize the value of the policy.

No Change in Policy

No Change in Policy

When a plan passes our rigorous investigation, both the client and fiduciary can rest assured knowing that their current policy is structurally healthy.


 

Replace Your iF with Answers


Interested in learning more about our iFI process? Fill out the form below and one of our experienced consultants will reach out to you.