Last month inForce Insights hosted a virtual conversation with The Ohio University Foundation and Case Western Reserve University to discuss how they manage, maintain, and use life insurance in their planned giving strategies.
Couldn’t attend? No problem, select the link to view the discussion:
inForce Insights will be extending this Virtual Conversation Series with Universities. Join us on January 20th as we take another deep dive into the current state of the insurance industry and how it is impacting decision-making for universities and planned giving strategies.
What iF I...
can't afford my premium?
In a landscape of complicated financial tools and decisions, people often overlook their life insurance policies. Life insurance is a complex financial tool that needs to be reviewed and adjusted regularly like other financial product. inForce Insights provides the tools and expertise to provide guidance and monitoring of your life insurance portfolio to ensure they properly align with your goals, budget and overall planning.
The iFI Process
We start with a thorough examination of your policy, current statements, and an interview. We determine your coverage goals and changes that may have occurred since your policy was issued. We then consider your health, tax law changes, product performance and other factors. This allows us to identify options for your coverage and stay ahead of any potential policy issues.
After gaining an understanding of how you want your life insurance to work for you, we work to explore options to best align your policies with your goals and financial resources. We educate you on options for your existing policies as well as other strategies that may be appropriate so you can make an informed decision regarding your life insurance.
Once the appropriate solution has been determined, we work with all necessary parties to ensure the solution is implemented properly and in a timely fashion. We then integrate the new solution into our cutting edge policy management and monitoring system. Your policy is managed to the expectations you established. This helps ensure your solution stays on track year after year.
“I never knew that I could get such clear and helpful answers to my life insurance policy questions.”
The iFI Benefits
Our proprietary process ensures that your policy investment is optimized – whether that means a change in the premium structure, identifying a more competitive product, or utilizing features you may not have known you had. Our expertise will help you decide with informed options to maximize your benefits.
Our proven process manages risk in your life insurance portfolio through organized reporting and management. This is coupled with an insightful understanding of your policies performance and potential risks, as well, as changes to your insurance companies financial ratings over time.
If you’re a fiduciary, you need special support and guidance to help you oversee the life insurance policies you manage. Our fiduciary support monitors, analyzes and evaluates your trust-owned policies to help identify potential issues long before they are a crisis. We also, are here to provide viable solutions and advice on your portfolio.
Replace Your iF with Answers
Interested in learning more about our iFI process? Fill out the form below and one of our experienced consultants will reach out to you.