We start with a thorough examination of your policy, current documents, and an interview to determine your short-term and long-term intentions. We then review your information, examining all possible changes in health and wellness, changes in tax laws, and insurance carrier performance in order to identify options and stay ahead of potential policy issues.
Throughout the advising process, our goal is to best align the policy with your goals. This can mean making changes to the existing policy or deciding that it may be time for something completely different. We work with you to make sure that your intentions are met today just as they were when you originally invested in the policy.
After a solution has been determined, we do not simply close the file. We work with our partners – both industry leaders and insurance companies – to ensure that the solution is implemented properly and completed in a timely fashion. We then use cutting edge technology to ensure your solution stays on track year after year so that your beneficiaries receive your generous legacy.
The iFI Process
Our process involves constantly and consistently monitoring your policies to deliver reliable and customized outcomes. We want to give you confidence in the health and longevity of your life insurance portfolio. We work to ensure every policy reaches its intended goal.
After reviewing your portfolio, our experienced consultants evaluate the results and coordinate the current policy to match your unique goals.
In the face of an ever-changing industry, we assure constant evaluation in order to maintain the original intent of your policy. We examine all possible changes to the health of the insureds, estate tax laws, and insurance carrier financial strength in order to get in front of potential policy issues.
Throughout the advising process, our goal is to best align the policy with your goals. This can mean making changes to the existing policy, or deciding that it may be time for an entirely new one.
After policy changes occur, we do not simply close the file and walk away. We keep an eye on all activity so that when urgent matters arise, we are able to bring them to your attention immediately. Meeting your fiduciary responsibilities while having a clear understanding of your portfolio has never been this easy!